Ave you ever heard the Phrase Sleep on it?
Some of the best money advice I can give you.
Years back My husband and I started looking for our first non-clunker car.
We agreed that good fuel economy was our prime goal. My husband grudgingly agreed that we couldn't afford a brand new car. So we researched what cars would be newer used with the fuel economy we wanted.
We agreed that good fuel economy was our prime goal. My husband grudgingly agreed that we couldn't afford a brand new car. So we researched what cars would be newer used with the fuel economy we wanted.
Enter our little gray Aveo.
My husbands eyes were the size of grapefruit when he saw this car on the used car lot. he looked giddy and excitedly declared we were getting this car!
I knew the score. And going in full tilt would do us no favors. So when the sales guys came to talk to us I did the talking. I had far more experience than my
husband in this area.
They would give us money off for a trade in. But it was not enough off for the older car. When I told them this the sales guys went to "talk to there boss". While they were gone I told my husband that we could afford a payment of $200 a month, no more. The sales guys returned and told us they couldn't go lower. At this point my husband let his emotions get the better of him and he joined the conversation.
My husbands eyes were the size of grapefruit when he saw this car on the used car lot. he looked giddy and excitedly declared we were getting this car!
I knew the score. And going in full tilt would do us no favors. So when the sales guys came to talk to us I did the talking. I had far more experience than my
husband in this area.
They would give us money off for a trade in. But it was not enough off for the older car. When I told them this the sales guys went to "talk to there boss". While they were gone I told my husband that we could afford a payment of $200 a month, no more. The sales guys returned and told us they couldn't go lower. At this point my husband let his emotions get the better of him and he joined the conversation.
"my wife says if the payments are $200 a month we can get it!"
The Sales guys actually turned to each other and grinned. I had a choice here. I could fight my husband. And I knew If I said no now it would be. he was letting his emotions rule him at this point. He wanted that car. Or I could let this mistake happen.
(On a side note here I have learned that you cant fix your significant other by making them do things "the write way" AKA your way. The best lessons are learned by experience. )
In the end he traded in two vehicles And agreed to pay $10, 000 for the car
A month later his brother bought a brand new Aveo with all the extras for $10, 000.
Lesson Learned. After my husband realized his mistake we talked about it and set a new rule.
Lesson Learned. After my husband realized his mistake we talked about it and set a new rule.
Sleep On It.
It is a very important rule in our relationship and life.
There is one rule that all product business people learn. Emotions make sales. If you want to take back control of your finances and purchases:
There is one rule that all product business people learn. Emotions make sales. If you want to take back control of your finances and purchases:
Never make a big purchase the same day.
- Research the product you want to buy.
- Talk it over with your significant other.
- Compare pricing. Chances are you can find a better deal.
- Consider how much you actually want the purchase.
- Could you save that money for something you would value more?
- How useful is the purchase?
- Let the emotional state pass.
I am so thankful for those of you fallowing this series on
how to save a little cash for what you really want!
I hope my tips can help you on your path to the life you want.
Come back tomorrow for day three of my money saving tips!!
how to save a little cash for what you really want!
I hope my tips can help you on your path to the life you want.
Come back tomorrow for day three of my money saving tips!!